Preheat your oven to 350°F (175°C) and line a baking sheet with parchment paper.

In a large skillet over medium-high heat, add the ground beef, sliced onion, and bell pepper. Sauté for 7-8 minutes until the beef is browned and the vegetables are tender.

Drain any excess grease, then stir in Worcestershire sauce and cream cheese, mixing until smooth. Season with salt and pepper.

On the baking sheet, arrange 8 circles using shredded Monterey Jack cheese, each about ¼ cup in size.

Bake the cheese circles for 8-10 minutes until the edges are golden and the cheese is bubbly.

Once baked, cool the cheese slightly, then spoon the beef mixture onto each circle and roll them up.

Let the rolls sit for a few minutes to firm up before serving warm.